Business Protection Insurance

Protect Your People and Your Business with Business Insurance

A Director / Business Partner / Key Employee has disappeared without trace.

One message saying; ” goodbye, cannot be contacted, won’t ever be back”!

This scenario could easily be compared to the premature death or serious illness of key staff member/s.

The question that needs to be answered is how would this unexpected situation impact your day to day business?

Zero Business Impact

This very unlikely scenario would mean that s/he wasn’t a person important to decision making, did not have shares to be distributed, there is no impact on revenue or profits and the person did not share in responsibility for any business loans.

Major Business Impact

This is the most likely scenario.

With business protection insurance your business can avoid loss of growth and see revenue and profits being maintained.


Three Key Areas Need Business Protection Insurance.

Shares, Business Loans and Keyperson/s can be protected against financial loss using revenue approved life insurance and serious illness protection plans.

Share Protection

The loss of a business owner may destabilise a business and can quickly lead to unexpected financial difficulties with no funds available to cover the loss.

Using Life Insurance & Serious Illness Plans for share protection provides a sum of money to the remaining business owners and in the event of a claim being made the policy will pay out a lump sum to help purchase the deceased partners / directors / members shares.

Business Loan Protection

Business Loan Protection helps businesses pay an outstanding overdraft, loan or commercial mortgage, should a key person die or become terminally or critically ill.

A life insurance and critical illness policy can be taken out on the life of a person/s within your business.

When a business loan protection claim is made a sum equal to the outstanding debt is paid to either the business or directly to the lender.

Key Person Protection

Keyperson Protection is a business insuring itself against the financial loss of a Keyperson

A life insurance and critical illness plan is set up to cover the life of a key person within your business.

This policy is owned and paid for by the employer, so any claim is payable to the employer.


Contact Us for information and advice on Revenue Approved business protection insurance that protects your business and meets all legal requirements.


Home    About Us   Financial Services   Protection   Investments   Retirement Plans   Customer Services